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మీ ఆర్థిక ప్రయాణాన్ని ప్రారంభించండి

Welcome to Smashora. Your trusted guide for Personal Finance in Telugu and English. We provide simple information on Government Schemes, Bank Loan & EMI Tips, and smart Money Saving Tips for every Indian family.

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స్వాగతం. వ్యక్తిగత ఆర్థిక వ్యవహారాల కోసం మీ నమ్మదగిన మార్గదర్శిని, తెలుగులో మరియు ఇంగ్లీష్‌లో. ప్రభుత్వ యోజనల గురించి, బ్యాంక్ రుణాలు మరియు EMI చిట్కాలు, ప్రతి భారతీయ కుటుంబానికి స్మార్ట్ మని సేవింగ్ చిట్కాలపై సరళమైన సమాచారం మేము అందిస్తాము.

​”I am not a SEBI registered advisor. The information provided on Smashora is for educational purposes only. Please consult a financial advisor before making investment decisions.”

EPFO Balance Check

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EPFO Balance Check: ఉద్యోగం చేసే ప్రతి ఒక్కరికీ (Salaried Employees) తమ జీతంలో కొంత భాగం ప్రతి…

January 12, 2026
Term Insurance

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January 11, 2026
Check PAN Card Status Online Telugu

How to Check PAN Card Status Online (Step-by-Step Guide – 2026) (Telugu)

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January 10, 2026
Post Office Time Deposit vs Bank FD

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Post Office Time Deposit vs Bank FD: Where is Your Money Safer? (Telugu Guide)…

January 8, 2026
Best zero balance savings accounts

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Best Zero Balance Savings Accounts 2025: No Hidden Charges (Telugu Guide) జీరో బ్యాలెన్స్ సేవింగ్స్…

January 7, 2026
SIP vs FD investment

SIP vs FD Investment 2025: Telugu Guide for Best Returns

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January 6, 2026
new EPFO enrollment scheme

EPFO Enrollment Scheme: Amazing New Benefits for Older Employees (2025)

It’s a story we don’t talk about nearly enough. For every salaried employee in…

January 5, 2026
SBI PNB BoB Credit Facility

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SBI PNB BoB Credit Facility భారతదేశంలో ప్రభుత్వ రంగ బ్యాంకులు (Public Sector Banks – PSUs)…

January 3, 2026
Digital Banking Safety

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January 2, 2026
Aadhaar-PAN Link 2026

Aadhaar-PAN Link 2026: Step-by-Step Guide in Telugu

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January 1, 2026
Safe Instant Personal Loan Apps

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Safe Instant Personal Loan Apps in India: Fake vs Real List (Telugu Guide) Safe…

December 31, 2025
NPCI Official Site to Check All UPI Mandates

NPCI Official Site to Check All UPI Mandates: Cancel & Pause Guide (Telugu)

NPCI Official Site to Check All UPI Mandates: Cancel, Pause & Track (Telugu Guide)…

December 30, 2025
Sovereign Gold Bond

Sovereign Gold Bond: Why SGB is Better Than Jewelry (Telugu)

Sovereign Gold Bond (SGB): Why Digital Gold is Better Than Jewelry (Telugu Guide) భారతీయులకు…

December 30, 2025
Lifetime Free Credit Cards

Top 5 Lifetime Free Credit Cards for Beginners: No Income Proof (Telugu)

Top 5 Lifetime Free Credit Cards for Beginners (No Income Proof Required) క్రెడిట్ కార్డ్…

December 29, 2025
CIBIL Score Guide

CIBIL Score Guide: Increase Score from 600 to 750 in 6 Months (Telugu)

CIBIL Score Guide: How to Increase Score from 600 to 750 in 6 Months…

December 28, 2025
Mahila Samman Savings Certificate

Mahila Samman Savings Certificate 2026: 7.5% Interest & Benefits (Telugu)

Mahila Samman Savings Certificate (MSSC) 2026: Interest Rate & How to Open Account (Telugu…

December 27, 2025
Senior Citizen FD Rates 2025

Senior Citizen FD Rates 2025: Banks Giving Over 8% Interest (Telugu)

Senior Citizen FD Rates 2025: Which Bank Gives Over 8% Interest? (Telugu Guide) Senior…

December 26, 2025
EPFO Balance Check

EPFO Balance Check: SMS, Missed Call & Online Methods (Telugu)

EPFO Balance Check: ఉద్యోగం చేసే ప్రతి ఒక్కరికీ (Salaried Employees) తమ జీతంలో కొంత భాగం ప్రతి…

January 12, 2026
Term Insurance

Term Insurance అంటే ఏమిటి? ఎవరికి అవసరం? (Telugu Guide 2026)

Term Insurance అంటే ఏమిటి: భారతదేశంలో మనం ఎన్నో రకాల ఇన్వెస్ట్‌మెంట్స్ గురించి వింటూ ఉంటాం. ఫిక్స్‌డ్ డిపాజిట్లు…

January 11, 2026
Check PAN Card Status Online Telugu

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January 10, 2026
Post Office Time Deposit vs Bank FD

Post Office Time Deposit vs Bank FD: Where is Money Safer? (Telugu)

Post Office Time Deposit vs Bank FD: Where is Your Money Safer? (Telugu Guide)…

January 8, 2026
Best zero balance savings accounts

Best Zero Balance Savings Accounts 2025: No Hidden Charges (Telugu)

Best Zero Balance Savings Accounts 2025: No Hidden Charges (Telugu Guide) జీరో బ్యాలెన్స్ సేవింగ్స్…

January 7, 2026
SIP vs FD investment

SIP vs FD Investment 2025: Telugu Guide for Best Returns

SIP vs FD Investment in 2025: మీ డబ్బు వృద్ధికి ఏది బెస్ట్ ఆప్షన్? SIP vs…

January 6, 2026
new EPFO enrollment scheme

EPFO Enrollment Scheme: Amazing New Benefits for Older Employees (2025)

It’s a story we don’t talk about nearly enough. For every salaried employee in…

January 5, 2026
SBI PNB BoB Credit Facility

SBI vs PNB vs BoB Credit Facility: Loan & Interest Rates 2026 (Telugu)

SBI PNB BoB Credit Facility భారతదేశంలో ప్రభుత్వ రంగ బ్యాంకులు (Public Sector Banks – PSUs)…

January 3, 2026
EPFO Balance Check

EPFO Balance Check: SMS, Missed Call & Online Methods (Telugu)

EPFO Balance Check: ఉద్యోగం చేసే ప్రతి ఒక్కరికీ (Salaried Employees) తమ జీతంలో కొంత భాగం ప్రతి…

January 12, 2026
new EPFO enrollment scheme

EPFO Enrollment Scheme: Amazing New Benefits for Older Employees (2025)

It’s a story we don’t talk about nearly enough. For every salaried employee in…

January 5, 2026
NPCI Official Site to Check All UPI Mandates

NPCI Official Site to Check All UPI Mandates: Cancel & Pause Guide (Telugu)

NPCI Official Site to Check All UPI Mandates: Cancel, Pause & Track (Telugu Guide)…

December 30, 2025
Aadhaar-UAN linking deadline

Aadhaar-UAN Linking Deadline: EPFO Says No More Extensions

Aadhaar-UAN Linking Deadline: EPFO Says No More Extensions, It Is Mandatory Now Aadhaar-UAN linking…

December 13, 2025
EPFO 3.0 update

EPFO 3.0 Update: Instant PF Withdrawal via ATM & UPI Explained

EPFO 3.0 Update: Withdraw PF Instantly via ATM/UPI – Complete Rules Explained EPFO 3.0…

December 11, 2025
EPS higher pension

EPS Higher Pension: 99% Applications Cleared by EPFO | Good News

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December 8, 2025
Digital Life Certificate rejected

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November 22, 2025
check PF balance online

EPFO Passbook Lite: The Ultimate New Way to Check PF Balance Online

We’ve all been there. You get your salary slip, and you feel that familiar…

November 10, 2025
EPF balance check number

The Instant EPF Balance Check Number: Your Ultimate 2025 Guide (SMS & Missed Call)

Let’s be honest, we’ve all been there. It’s the 10th of the month, and…

November 9, 2025
Lifetime Free Credit Cards

Top 5 Lifetime Free Credit Cards for Beginners: No Income Proof (Telugu)

Top 5 Lifetime Free Credit Cards for Beginners (No Income Proof Required) క్రెడిట్ కార్డ్…

December 29, 2025
CIBIL Score Guide

CIBIL Score Guide: Increase Score from 600 to 750 in 6 Months (Telugu)

CIBIL Score Guide: How to Increase Score from 600 to 750 in 6 Months…

December 28, 2025
RuPay Credit Card on UPI

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RuPay Credit Card on UPI: How to Link and Scan QR Codes at Shops…

December 21, 2025
SBI Cashback vs Axis Cashback card

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December 13, 2025
Best zero balance savings accounts

Best Zero Balance Savings Accounts 2025: No Hidden Charges (Telugu)

Best Zero Balance Savings Accounts 2025: No Hidden Charges (Telugu Guide) జీరో బ్యాలెన్స్ సేవింగ్స్…

January 7, 2026
Digital Banking Safety

Digital Banking Safety: Stop UPI Frauds on PhonePe/GPay (Telugu)

Digital Banking Safety: How to Stop Unauthorised Transactions on UPI (Telugu Guide) Digital Banking…

January 2, 2026
NPCI Official Site to Check All UPI Mandates

NPCI Official Site to Check All UPI Mandates: Cancel & Pause Guide (Telugu)

NPCI Official Site to Check All UPI Mandates: Cancel, Pause & Track (Telugu Guide)…

December 30, 2025
Bank Locker Rules 2026

Bank Locker Rules 2026: Compensation & Agreement Guide (Telugu)

Bank Locker Rules 2026: Compensation Limits & Agreement Renewal (Detailed Telugu Guide) భారతదేశంలో ప్రతి…

December 24, 2025
best fd rates for senior citizens

Best FD Rates for Senior Citizens: Your Ultimate 2025 Guide

For millions of Indian senior citizens, retirement isn’t just a life stage; it’s a…

November 8, 2025
best post office schemes

Discover the Best Post Office Schemes for 2025 (Ultimate Guide)

In today’s fast-paced digital world, we’re all looking for the next big thing, the…

November 7, 2025
Top Post Office Saving Schemes in 2025

Post Office Schemes 2025: A Guide to the Best Savings Options

In an era of market volatility, Post Office Saving Schemes continue to be a…

October 8, 2025
Yes Bank Festive FD 2025 New 400 444 555 Day FD Plans

Yes Bank Festive FD 2025: Guide to New 400, 444 & 555-Day Plans

As the 2025 festive season approaches, Yes Bank has launched a new range of…

October 4, 2025