Sudheer

Hi, I am Sudheer. I am a finance enthusiast with over 3 years of experience in researching banking and loans. I started Smashora.com to explain complex financial rules in simple English and Telugu. My goal is to help you save money and make smart decisions.

SBI PNB BoB Credit Facility

SBI vs PNB vs BoB Credit Facility: Loan & Interest Rates 2026 (Telugu)

SBI PNB BoB Credit Facility భారతదేశంలో ప్రభుత్వ రంగ బ్యాంకులు (Public Sector Banks – PSUs)...

January 3, 2026
Digital Banking Safety

Digital Banking Safety: Stop UPI Frauds on PhonePe/GPay (Telugu)

Digital Banking Safety: How to Stop Unauthorised Transactions on UPI (Telugu Guide) Digital Banking...

January 2, 2026
Aadhaar-PAN Link 2026

Aadhaar-PAN Link 2026: Step-by-Step Guide in Telugu

Aadhaar-PAN Link 2026: Complete Guide in Telugu (Online & SMS Process) Aadhaar-PAN Link 2025...

January 1, 2026
Safe Instant Personal Loan Apps

Safe Instant Personal Loan Apps: Fake vs Real List (Telugu Guide)

Safe Instant Personal Loan Apps in India: Fake vs Real List (Telugu Guide) Safe...

December 31, 2025
NPCI Official Site to Check All UPI Mandates

NPCI Official Site to Check All UPI Mandates: Cancel & Pause Guide (Telugu)

NPCI Official Site to Check All UPI Mandates: Cancel, Pause & Track (Telugu Guide)...

December 30, 2025
Sovereign Gold Bond

Sovereign Gold Bond: Why SGB is Better Than Jewelry (Telugu)

Sovereign Gold Bond (SGB): Why Digital Gold is Better Than Jewelry (Telugu Guide) భారతీయులకు...

December 30, 2025
Lifetime Free Credit Cards

Top 5 Lifetime Free Credit Cards for Beginners: No Income Proof (Telugu)

Top 5 Lifetime Free Credit Cards for Beginners (No Income Proof Required) క్రెడిట్ కార్డ్...

December 29, 2025
CIBIL Score Guide

CIBIL Score Guide: Increase Score from 600 to 750 in 6 Months (Telugu)

CIBIL Score Guide: How to Increase Score from 600 to 750 in 6 Months...

December 28, 2025
Mahila Samman Savings Certificate

Mahila Samman Savings Certificate 2026: 7.5% Interest & Benefits (Telugu)

Mahila Samman Savings Certificate (MSSC) 2026: Interest Rate & How to Open Account (Telugu...

December 27, 2025
Senior Citizen FD Rates 2025

Senior Citizen FD Rates 2025: Banks Giving Over 8% Interest (Telugu)

Senior Citizen FD Rates 2025: Which Bank Gives Over 8% Interest? (Telugu Guide) Senior...

December 26, 2025